cbhs insurance

CBHS Health Fund, or Commonwealth Bank Health Society, is a private health insurance provider in Australia.

cbhs insurance

CBHS Health Fund, or Commonwealth Bank Health Society, is a private health insurance provider in Australia. It was initially established in 1951 for employees of the Commonwealth Bank but is now open to the broader Australian public. CBHS focuses on offering quality health insurance with a not-for-profit model, which means that profits are reinvested into member benefits.

Key Features of CBHS Health Insurance:

  1. Health Cover Options:

    • Hospital Cover: Includes a range of options from basic to comprehensive hospital plans.

    • Extras Cover: Covers services like dental, optical, physiotherapy, and more.

    • Package Cover: Combines hospital and extras into one plan.

  2. Tailored Policies:

    • Offers flexibility for singles, couples, families, and seniors.

    • Covers different income levels and life stages.

  3. Member Benefits:

    • CBHS Better Living Programs: Support for managing chronic conditions like diabetes and mental health.

    • Member Rewards: Discounts and benefits on health-related services.

  4. Not-for-Profit Model:

    • CBHS reinvests its profits to improve services and keep premiums competitive.

  5. Eligibility:

    • Initially restricted to employees and families of Commonwealth Bank, but membership is now available to the general public under CBHS Corporate Health.

  6. Recognition:

    • Frequently recognized for customer service and member satisfaction.

Do you have specific questions about CBHS, such as the types of cover, pricing, or how it compares to other health insurers?

CBHS Health Fund is a private health insurance provider in Australia, offering a range of health cover options tailored to meet different healthcare needs. Below is an overview of CBHS Insurance:

About CBHS

  • Full Name: Commonwealth Bank Health Society (CBHS Health Fund Limited)

  • Type: Not-for-profit health insurer

  • History: Established in 1951, originally for Commonwealth Bank employees and their families.

  • Membership:

    • CBHS Health Fund: Open to current and former employees of the Commonwealth Bank Group and their families.

    • CBHS Corporate Health: Available to the broader Australian public, regardless of employment.

Types of Cover

  1. Hospital Cover:

    • Covers treatments in private or public hospitals, depending on the policy level.

    • Options range from basic (low-cost cover) to comprehensive (extensive hospital treatments, including pregnancy and cardiac care).

  2. Extras Cover:

    • Covers services not included in Medicare, such as:

      • General and major dental

      • Optical (glasses and contact lenses)

      • Physiotherapy, chiropractic, and other therapies

      • Preventative care like remedial massage or acupuncture

  3. Combined Cover:

    • Packages hospital and extras into one convenient plan.

  4. Overseas Visitors Health Cover (OVHC):

    • Designed for non-residents or temporary visa holders requiring health insurance in Australia.

Key Benefits

  • Not-for-Profit Advantage:

    • Profits are reinvested to enhance member services, keeping premiums competitive.

  • Better Living Programs:

    • Chronic disease management

    • Mental health and wellness support

    • Programs for healthy lifestyle improvements

  • Extensive Member Network:

    • CBHS partners with a wide range of hospitals, clinics, and healthcare providers to ensure members can access services at reduced costs.

  • Rewarding Loyalty:

    • High customer satisfaction ratings and member loyalty programs.

Eligibility

  • CBHS Health Fund: Only available to Commonwealth Bank Group employees (current or former) and their families.

  • CBHS Corporate Health: Open to everyone, making it a good option for the general public.

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